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FinTech · Chit funds

Chit Kart

A chit fund app for iOS and Android: members track savings and dues, join live auctions, enrol in new plans with UPI and keep every certificate in one place.

Chit Kart screenshot

The challenge

Chit funds have long run on paper passbooks, branch visits and phone calls. Members cannot easily see what they have paid, what is due or when the next auction is, and every step must still follow the Chit Funds Act, 1982.

What we built

We built Chit Kart as one React Native app for iOS and Android. Members sign in with their phone number, complete KYC and get a personal dashboard with savings, dividends and dues. Auctions run live in a chat-style bidding screen with countdown timers, new plans can be joined in minutes with UPI, and certificates and agreements are always at hand in the app.

Key features

  • Phone-number sign-in and mandatory KYC
  • Dashboard with savings, dividends, dues and quick actions
  • Active, completed and pending chits with full payment history
  • Live auctions with chat-style bidding and countdown timers
  • New plans and vacant chits, joined with UPI payment
  • Full ledger and transaction history
  • Digital certificates and agreements in one place

Want a platform like Chit Kart?

We can build it for your business, or adapt it to the way you work.